The values of proporties have come down by quite a fair bit as compared to year 2007.
For investors holding shares, probably their net worth has shrunk by 20% to 40%.
What is the only investment that will never depreciate regardless of market condition?
The answer is: Life insurance policies
Once policy is taken up, immediate estate is created and if it is a traditional life insurance policy with participating bonuses, values will continue to grow with time.
Financial planning should starts from the very basic.
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